Skorboard
Calculate customer risk scores in real time with an AI-supported scoring algorithm integrated directly with your ERP. Accelerate credit limit decisions and reduce sales and collection risk.
Credit Risk Panel
Limit and risk decisions are made blindly.
In large enterprises, dealer and customer limits are mostly managed by past habits, spreadsheets, or generic scoring models that don't know your business.
Result: either overly cautious limits that hold back sales, or generous decisions that turn into collection problems.
SAP Credit Management is a strong foundation — but on its own it isn't enough for payment behavior analysis, external data and decision support.
One decision screen, four clear capabilities.
Generates a risk score
Combines sales volume, payment behavior, DSO, overdue days and optional external data to calculate an up-to-date risk score for every customer.
Recommends a limit
Suggests increases or decreases based on current limit, utilization and risk trend.
Warns early
Notifies the finance team instantly of score drops, limit breaches and deteriorating payment behavior.
Speeds up decisions
Digitizes the limit request-approval workflow; decision history is kept audit-ready.
Lightweight inside your SAP, powerful on the platform.
Data is read from your SAP (FI, SD, FSCM) via a lightweight connector; scoring, the rule engine and the panel run on the Oktogon platform; approved limits are written back to SAP Credit Management. Integration with external credit bureau data is an optional module.
For finance leaders who need to measure risk.
For companies actively managing customer credit risk, deferred sales and collections processes.
Frequently asked questions.
No. Only a lightweight connector is installed on the SAP side; it isn't affected by your upgrades.
No — Skorboard is a decision-support product. It presents a limit recommendation with its rationale; your team makes and approves the decision.
Yes. Integration with external data (such as Findeks/KKB) is optional; the product creates value with your internal ERP data alone, and the score improves further as external data is added.
See a demo of Skorboard.
Let's walk through a scenario similar to your own processes, with real screens.